Articles

Short-term cash management instruments can help you establish a sound cash management program.

The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.

If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.

A living trust can help control the distribution of your estate upon death.

Life insurance can be used to help preserve the value of your estate for your heirs.

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.

Understanding different types of investment risk can help investors manage their money more effectively.

A bond ladder is a strategy involving the purchase of bonds that have staggered maturity dates.

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.

Some of the pros and cons of whole life insurance.

Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.

Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.

Variable life insurance gives you the control to allocate your account value among a variety of investment options.

The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.

If you have a family who relies on your income, it is important to have life insurance protection.

If you were to suffer an illness or disability that required long-term nursing care, would you be covered?

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

Capital gains are profits realized from the sale of assets; a tax is triggered only when an asset is sold, not held.

Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.

The federal gift tax applies to gifts of property or money while the donor is living.

Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.